PERSONAL HOSPITAL INCOME PLAN

AIG Malaysia’s Personal Hospital Income Plan provides cash benefits and reimbursement for medically necessary expenses in the event of hospitalization caused by an illness or accident which is sudden and unforeseen. Coverage is 24 hours a day and worldwide.

PLAN BENEFIT

Core Benefits Sum Assured (RM)
Plan 100 Plan 150 Plan 200 Plan 250
Daily Hospital Income (up to 120 days) 100 150 200 250
Daily Hospital Income in an Intensive Care Unit (up to 20 days) 200 300 400 500
Pre-Hospital Diagnostic Test (up to 31 days prior to hospitalization) 1,000 1,000 1,500 2,000
Surgical Cash (lump sum – maximum of 2 surgeries per annum) 1,000 1,000 1,000 1,500
Monthly premium based on Insured person’s age group
Age Group Monthly Premium (RM)
Plan 100 Plan 150 Plan 200 Plan 250
30 days to 17 years 23 28 32 42
18 – 35 years 38 43 48 58
36 – 45 years 48 54 61 75
46 – 50 years 58 66 75 93
51 – 55 years 70 81 91 115
56 – 60 years 87 101 115 146
61 – 65 years (Renewal Only) 111 130 149 190

Disclaimer :

* Duration of cover is for one month.

* Your coverage is renewed automatically upon payment of premium subject to policy terms and conditions.

* Coverage is based on plan purchased.

* Pre-existing illness, specified illness, mental illness, war, AIDS, armed forces personnel, childbirth, drug abuse and self-inflicted injuries are key exclusions under this policy.

* Please refer to full details of the terms and conditions as stated in the policy wordings.

Learn more about Personal Hospital Income Plan

Personal Hospital Income Insurance is underwritten by AIG Malaysia Insurance Berhad (795492-W).

AIG Malaysia Insurance Berhad is licensed under the Financial Services Act 2013 and governed by Bank Negara Malaysia.


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